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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144313)

Instant decision.

Instant decision. Always notify you of any changes promptly Reviewed on: 6th June 2024

I have had PayPal and PayPal credit for years.

I have had PayPal and PayPal credit for years. Always a rated service I've used and preferred over your usual high street bank overdrafts and loans! I will continue to use and promote this service as I'm never disappointed!! Keep it up PayPal, your doing great! Reviewed on: 6th June 2024

Highly recommend

I’ve been using PayPal credit for many years, without any issues. I’m happy with the service provided. Reviewed on: 6th June 2024

I have always used pay pal credit for anything i am...

I have always used pay pal credit for anything i am unable to afford right away Reviewed on: 6th June 2024

Paypal is great, very fast payments and available cr...

Paypal is great, very fast payments and available credit is very useful Reviewed on: 6th June 2024

I use this whenever I can, it gives me piece of mind...

I use this whenever I can, it gives me piece of mind and I know if I need help they are there for me. Reviewed on: 6th June 2024

So easy to use and very safe.

So easy to use and very safe. OTC used every time Reviewed on: 6th June 2024

Always fair and convenient.

Always fair and convenient. Used PayPal for years and never had a problem. Reviewed on: 6th June 2024

Very good online shopping and lots of offer low inte...

Very good online shopping and lots of offer low interest etc Reviewed on: 6th June 2024

Always there when required.

Always there when required. Fast payment Reviewed on: 6th June 2024

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