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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,225 reviews, last reviewed 21st Jun 2026
4293450% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives me peace of mind security wise when usi... PayPal gives me peace of mind security wise when using it for online transactions. PayPal credit has also been a lifesaver for short months. Reviewed on: 21st June 2026
MISS E's avatar
MISS E

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144225)

Quick and easy to use, iv been using paypal over 8 y...

5
Quick and easy to use, iv been using paypal over 8 years and always happy with it no problems Reviewed on: 6th June 2024
Nadia 's avatar
Nadia

Easy to use great 0% borrowing when you pay back in...

5
Easy to use great 0% borrowing when you pay back in 4 months Reviewed on: 6th June 2024
Adrian Burch's avatar
Adrian Burch

Easy to use

5
Easy to use, no hidden extras, good service good value Reviewed on: 6th June 2024
Robert P's avatar
Robert P

Excellent service.

5
Excellent service. Very helpful to have credit when needed. Thank you Reviewed on: 6th June 2024
philip G's avatar
philip G

Fast, smooth, efficient

5
PayPal gives me a very quick and easy way to pay by credit with certain online retailers. It's very fast and very efficient. I can't vouch for the security of the system... except to say that I've never had a problem with it. The security protocols don't slow down the speed of the transaction. Note that not all online retailers use PayPal. Reviewed on: 6th June 2024
misterjohn's avatar
misterjohn

Excellent service

5
Never had a problem always quick to resolve any issues. Reviewed on: 6th June 2024
Victoria L's avatar
Victoria L

Best money app out there and have used it for many y...

5
Best money app out there and have used it for many years and completely satisfied Reviewed on: 6th June 2024
Michelle M's avatar
Michelle M

I am very happy with PayPal services

5
I am very happy with PayPal services Reviewed on: 6th June 2024
Marzanna S's avatar
Marzanna S

Useful for spreading the cost and protecting buyers...

5
Useful for spreading the cost and protecting buyers at the same time Reviewed on: 6th June 2024
Andrea G's avatar
Andrea G

Very good experience, easy enough.

5
Very good experience, easy enough. Reviewed on: 6th June 2024
Liviu 's avatar
Liviu

Review PayPal: PayPal Credit now

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