Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,183 reviews, last reviewed 21st Jun 2026
4291550% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026
Holland Joanne's avatar
Holland Joanne

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144183)

Always helpful!

5
Always good! Helpful. Always had any issues sorted out. Using PayPal makes me feel more secure when making a purchase as I know any issues will be sorted with sellers. Reviewed on: 6th June 2024

PayPal credit

4
The customer service experience is perfect and although I would like more transparency on the PayPal credit, I think it’s alright still Reviewed on: 6th June 2024

Good limits, convenience of pay in 3 or interest fre...

5
Good limits, convenience of pay in 3 or interest free credit. Helps me manage my monthly expenses Reviewed on: 6th June 2024

PayPal has make shopping easy for me because I do no...

5
PayPal has make shopping easy for me because I do not have to remember my account information just have remember my password so I can be any where and shop. Reviewed on: 6th June 2024

Never had any issues when using PayPal

5
Never had any issues when using PayPal Reviewed on: 6th June 2024

Convenient and simple to use

5
Never any issues. I have been able to pay for pyrchases quickly and securely using PayPal credit. Reviewed on: 6th June 2024

PayPal Provides A Star Service

5
PayPal have always provided me with a very fair & trustworthy service. Reviewed on: 6th June 2024

Interest free offer should be atleast for 12 months...

4
Interest free offer should be atleast for 12 months instead of 4 months Reviewed on: 6th June 2024

Definitely recommend PayPal

4
I have been registered with PayPal for years. I love the payments plan and PayPal credit which offers more flexibility. The customer service is patient and efficient. I prefer to make online purchases through PayPal as I have the guarantee of money back if the service or item is not as described. Reviewed on: 6th June 2024

Excellent service.

5
Great just incase you need something to fall back on. Straightforward no fuss. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74944 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products