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PayPal: PayPal Credit reviews

4.73
Based on 144,147 reviews, last reviewed 21st Jun 2026
4289950% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026
Zubaida D's avatar
Zubaida D

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144147)

Awesome!

5
Love Paypal credit, helps me to make purchases so much easier! Reviewed on: 6th June 2024

Great flexbility and trustworthy

5
Great flexbility and trustworthy Reviewed on: 6th June 2024

A Godsend

5
Incredibly easy and useful, while the 4 month interest amnesty is a lifesaver! Reviewed on: 6th June 2024

I prefer to use paypal, due to it feeling more secur...

5
I prefer to use paypal, due to it feeling more secure not having to give out my card details to random websites etc. The credit limit is generous and I enjoy the pay in 3 aspect as well. My whole family uses and prefers paypal due to its security features and the ability to dispute any transactions we have issues with Reviewed on: 6th June 2024

Excellent.

5
Excellent. So easy to work with paypal Reviewed on: 6th June 2024

Easy to apply and use

5
Quick and easy to apply and easy to use Reviewed on: 6th June 2024

Never had a bad experience with PayPal

5
Never had a bad experience with PayPal Reviewed on: 6th June 2024

Great experience!

5
Great experience!!! Would recommend to all my friends! Reviewed on: 6th June 2024

Great PayPal

5
Always quick and efficient. Never had a problem using it for years now. Reviewed on: 6th June 2024

Safe way to purchase things online , also makes it e...

5
Safe way to purchase things online , also makes it easier to manage your money on larger purchases as pay in 3 with no interest Reviewed on: 6th June 2024

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