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PayPal: PayPal Credit reviews

4.73
Based on 144,101 reviews, last reviewed 21st Jun 2026
4287850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026
Humara K's avatar
Humara K

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144101)

Paypal one of the best

5
Paypal is very easy to use and help is easy to get if you have any problems,would recommend it as it's really good. Reviewed on: 6th June 2024

Always had good support

5
Always had good support with queries, purchases and refunds. Reviewed on: 6th June 2024

Excellent experience love the pay in three options

5
Excellent experience love the pay in three options Reviewed on: 6th June 2024

I love PayPal credit

5
Very easy to use an access, can manage your amounts easily and pay off credit easily. Paying in 3 installments is very helpful as well as the 4 months no interest. Reviewed on: 6th June 2024

Fantastic service

5
Easy to you and great customer care Reviewed on: 6th June 2024

Really simple to apply.

5
Really simple to apply. The interest free terms are excellent. Not paid any interest yet. Reviewed on: 6th June 2024

Altogether awesome

5
I have had no issues with this service altogether awesome Reviewed on: 6th June 2024

I am a huge fan of PayPal credit.

5
I am a huge fan of PayPal and PayPal credit. So easy to use for larger purchases where you want to spread out the cost. Communication with PayPal is great and marketing emails relevant Reviewed on: 6th June 2024

Great customer service

5
Very handy and when wanted to cancel it great customer service Reviewed on: 6th June 2024

Money saver

5
I have used more than 5-6 times and each experience was great. Reviewed on: 6th June 2024

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