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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

The easiest and safest way to pay for online and the...

The easiest and safest way to pay for online and the PayPal credit was a great why to get my credit score up with out having to get a credit card Reviewed on: 10th June 2026

Helps me move money

Helps me move money when I need help. Reviewed on: 10th June 2026

Great credit schemes and the app

Great credit schemes and the app is first class Reviewed on: 10th June 2026

Great for flexible payments and easy to manage

I’ve been using PayPal Credit for a while now and find it highly convenient. The 4 months interest-free on purchases over £99 is an excellent feature that helps spread the cost of larger expenses. Reviewed on: 10th June 2026

Better than giving my bank account deta...

Useful when I dont want to give my bank account details online. Delayed payments are useful from time to time, too. Reviewed on: 10th June 2026

Longstanding Customer Review

I’ve used PayPal for many years and appreciate the way that they’ve developed this as an option to help people who are financially struggling. The payback is manageable and the interest is decent. I haven’t had to use customer services, but everything else has always been great, Reviewed on: 10th June 2026

Secure Feeling

Always good to be and feel secure Reviewed on: 10th June 2026

You kind of know what you’re getting

You kind of know what you’re getting Reviewed on: 10th June 2026

Easy to pay and track all purchases.

Easy to pay and track all purchases. Amazing app. Love paypal Reviewed on: 10th June 2026

I have been with ppal for years and I have no compla...

I have been with ppal for years and I have no complaints about it at all it's been a life saver for me and my family always convenient great Reviewed on: 10th June 2026

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