Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148787 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148787)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit

I've been using PayPal credit for a few years and works well for me as long as I pay within the interest free time limit Reviewed on: 12th June 2026

PayPal offers an excellent level of customer service.

PayPal offers an excellent level of customer service. The support team is always friendly, approachable, and highly professional in their interactions. They take the time to listen carefully to customers’ concerns and provide clear, helpful guidance throughout the process. What stands out most is their efficiency in resolving issues — queries are handled promptly and with a strong focus on finding practical solutions. Overall, the experience feels smooth, reliable, and reassuring, which significantly enhances trust in the platform. Reviewed on: 12th June 2026

Always a quick easy service.

Always a quick easy service. Easy to use online and an option for a card. Reviewed on: 12th June 2026

Great Product

I have a positive experience since using PayPal to receive and send money. I like the points they give when using their debit or credit card. Reviewed on: 12th June 2026

Fantastic service and easy to use

Paypal has always been great with there customer service and support. I love how easily it is to use at checkouts on websites. Reviewed on: 12th June 2026

PayPal is great!!!!

PayPal allows me to purchase items that I would usually have to save for without building up lots of debt. I also use it too book holiday. The app is easy to manage. Any disputes that I have had have been resolved quickly. I dont understand why anyone would not use PayPal!!! Reviewed on: 12th June 2026

Excellent for affordable purchases

Very reliable and confident for making larger more expensive purchases affordable. Reviewed on: 12th June 2026

The overall service from paypal is great and the onl...

The overall service from paypal is great and the only reason I have not given 5 stars is that I don't feel that their app and website is as user friendly & intuitive as it could be. Reviewed on: 12th June 2026

PayPal provides secure payment method.

PayPal provides secure payment method. I have been using PayPal for a very long time and never had doubts that I would lose my money. The security aspect is very highly regarded globally. Also the ease of use in the App and Web helps massively. Reviewed on: 12th June 2026

As a platform is intuitive and practical

As a platform is intuitive and practical, makes it easy to use and its reach continues to grow. Specially good for online purchases Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79756 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub