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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

Paypal for Clarity.

5
Easy to use app, clear concise detail. Reviewed on: 3rd June 2024
Andrew F's avatar
Andrew F

Good app with great deals

5
The 0% for four months and pay over three are super helpful for affordability and the app itself is easy to use. Reviewed on: 3rd June 2024
Callum H's avatar
Callum H

Always very easy to use and understand, clear and qu...

5
Always very easy to use and understand, clear and quick payments both in and out, never had any issues Reviewed on: 3rd June 2024
Flynn B's avatar
Flynn B

Regular use by myself as it is so safe and easy.

5
Regular use by myself as it is so safe and easy. It is my first choice for any online purchase. Reviewed on: 3rd June 2024
Paul D's avatar
Paul D

No issues with credit availability and flexibility.

5
No issues with credit availability and flexibility. Only minior issues with customer service after wrong payment method was used and no ability to revert or change. Reviewed on: 3rd June 2024
Lou g's avatar
Lou g

I had an issue with a purchase.

5
I had an issue with a purchase. Fantatstic service from the Resolution Centre. Swift and comprehensive response. That’s why I use PayPal when possible to cover my online purchases. Reviewed on: 3rd June 2024
Sharon's avatar
Sharon

Great to deal with and an easy process when paying w...

5
Great to deal with and an easy process when paying with PayPal Reviewed on: 3rd June 2024
Callum Baker's avatar
Callum Baker

Quick and convenient and easy to use money at finger...

5
Quick and convenient and easy to use money at finger tips and able to afford things spreading payments Reviewed on: 3rd June 2024
Zoie F's avatar
Zoie F

Very trusted, and get money back when required

5
Very trusted, and get money back when required Reviewed on: 3rd June 2024
David Beckett 's avatar
David Beckett

The 0% APR for the first four months provides a valu...

5
The 0% APR for the first four months provides a valuable interest-free period to pay off purchases. This can help manage cash flow and avoid immediate interest charges on new purchases. Reviewed on: 3rd June 2024
Max's avatar
Max

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