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PayPal: PayPal Credit reviews

4.73
Based on 140,457 reviews, last reviewed 16th Jun 2026
4122000% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026
Directing 's avatar
Directing

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140457)

Always protected

5
They are the best and it feels like your money's is protected easy to pay I would recommend this to my friends and family it helped everyone and your money is always safe with them so there is nothing to worry about Reviewed on: 3rd June 2024

Is a life style!

5
Paypal is a life style I use everyday for everything! Reviewed on: 3rd June 2024

Easy to use

5
Easy to use, app is intuitive and easy for me to navigate and make payments early if I wish to Reviewed on: 3rd June 2024

Handy offers and very flexible.

4
Handy offers and very flexible. Easy way to checkout with the added protection of PayPal behind you in case of any future issues with the purchase. Generous credit limit. Reviewed on: 3rd June 2024

PayPal have always been there in a pinch and if I ha...

5
PayPal have always been there in a pinch and if I have ever had any issues resolved very quickly been with them 15 years and never a bad experience from them Reviewed on: 3rd June 2024

Paypal credit is best credit partner

5
I have been using PayPal credit for last few months and it is very easy to use for payments. It is quick and reliable. And payments can be done easily with your bank account. No interest for 3 months is valuable for me. Reviewed on: 3rd June 2024

Very helpful and secure .

5
Very helpful and secure . Fill very safe with PayPal Reviewed on: 3rd June 2024

Very good Experience Timely and safe assistance in s...

4
Very good Experience Timely and safe assistance in some transactions Reviewed on: 3rd June 2024

excellent for you

5
always work ,no problem with payments, costumer services good too. many of sellers acctept payment trough paypal credit . you can setup your own payments suit to you and many of other benefits ........... Reviewed on: 3rd June 2024

Easy way to pay

5
It helps me pay for the things I need/want at a rate I can afford Reviewed on: 3rd June 2024

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