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PayPal: PayPal Credit reviews

4.73
Based on 139,432 reviews, last reviewed 15th Jun 2026
4075700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit . A credit to Paypal I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026
Mark g's avatar
Mark g

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139432)

All good, reminders and dates easily accessible

5
All good, reminders and dates easily accessible Reviewed on: 2nd June 2024

Very easy set-up, App excellent

5
No problems with setting up payments, app gives clear updates and info. Reviewed on: 2nd June 2024

It’s been incredibly easy to use and also set repaym...

5
It’s been incredibly easy to use and also set repayments Reviewed on: 2nd June 2024

Great services, 4 months to pay is very useful and h...

5
Great services, 4 months to pay is very useful and helps spread the load. Id very much recommend the PayPal credit facility Reviewed on: 2nd June 2024

I use paypal credit an its excellent

5
I use paypal credit a lot and have found the experience exceptional Reviewed on: 2nd June 2024

I have no problems with PayPal and certainly like th...

5
I have no problems with PayPal and certainly like their 4 months free credit Reviewed on: 2nd June 2024

PayPal Credit is great easy to access and interest g...

5
PayPal Credit is great easy to access and interest good comes in handy for buying larger items Reviewed on: 2nd June 2024

Safe and secure best ever ,100% customer service num...

5
Safe and secure best ever ,100% customer service number 1 for security and reliability easy payments cannot not say any more Reviewed on: 2nd June 2024

I have loved using PayPal Credit.

5
I have loved using PayPal Credit. It has provided with me some help to allow me to do amazing opportunities, and not miss out! Reviewed on: 2nd June 2024

Always safe and reliable with plenty of payment options

5
I have used PayPal for many years, it’s always reliable with an excellent customer service team. The pay in 3 credit comes in extremely handy when I need to buy something but am on a tight budget Reviewed on: 2nd June 2024

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Help others make smarter decisions by sharing your own experience. Write a review