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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,354 reviews, last reviewed 15th Jun 2026
4072000% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026
Chidera C's avatar
Chidera C

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139354)

One app for everything

5
Never disappointed, always spot on, whether it's paypal credit or paying in three or sending money. All in one app Reviewed on: 2nd June 2024
Mirza U's avatar
Mirza U

Brilliant stuff for unexpected days

5
Brilliant stuff for unexpected days Reviewed on: 2nd June 2024
Robertas z's avatar
Robertas z

Flexibility is king.

4
PayPal is a great option for paying online. The flexibility of being able to switch between options like Pay in full, Pay in 3 or using Paypal credit is ideal. It's extremely easy and quick to navigate. Reviewed on: 2nd June 2024
Lloyd A's avatar
Lloyd A

Trusted payment processor

5
easy to use ,payments are secure ,any issues with retailers can trust paypal to resolve it Reviewed on: 2nd June 2024
Lucian S's avatar
Lucian S

My favourite way to pay.

5
My favourite way to pay. I always using PayPal for my online payments. i Reviewed on: 2nd June 2024
Engin A's avatar
Engin A

Easy to use, flexible ways of paying, security and k...

5
Easy to use, flexible ways of paying, security and knowing that your purchase are safe. Reviewed on: 2nd June 2024
Helen A's avatar
Helen A

Brilliant no hassle.

5
Brilliant no hassle. Expected payment method every online shop. Reviewed on: 2nd June 2024
Janos D's avatar
Janos D

Great help when i needed ,got so much control of my...

5
Great help when i needed ,got so much control of my spending Reviewed on: 2nd June 2024
Haya B's avatar
Haya B

It has helped me to do international purchases, send...

5
It has helped me to do international purchases, send money abroad and save money with the flexible credit options. I love it, really great service. Reviewed on: 2nd June 2024
Carolina L's avatar
Carolina L

Super easy to use with great rates and ease of repay...

5
Super easy to use with great rates and ease of repayments. Easier to use than your debit card with the added benefit of paying later. Reviewed on: 2nd June 2024
Augustas's avatar
Augustas

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