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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,805 reviews, last reviewed 10th Jun 2026
3773500% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy simple safe Easy simple safe I love it and recommend my friends to try it Reviewed on: 10th June 2026
DIPENDRA 's avatar
DIPENDRA

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132805)

Nice and easy

5
Nice and easy with multiple options, this is always my preferred way to pay. Reviewed on: 20th May 2024
Andrey L's avatar
Andrey L

PayPal credit allows me to have easy control over pa...

5
PayPal credit allows me to have easy control over payments and how much I would like to borrow. Their pay in 4 payments allows me to spread any payments across multiple pay periods. Reviewed on: 20th May 2024
Ryan F's avatar
Ryan F

PayPal - convenient and trusted.

5
I always opt for PayPal credit when it is available as a checkout option. It is an efficient and trusted way of checking out. I like the additional time given to pay for good - particularly under the Pay In 3 plan. Reviewed on: 20th May 2024
Samuel C's avatar
Samuel C

Paypal credit has always been very transparent.

5
Paypal credit has always been very transparent. The deals are excellent and can be used in so many places Reviewed on: 20th May 2024
marce's avatar
marce

I love PayPal it's so easy and quick and it's used b...

5
I love PayPal it's so easy and quick and it's used by many high end retailers which makes my daily shopping so easy. The customer service is so excellent any issue we have is easily dealt with and getting money back when you have been scammed is one of the main reasons as to why I trust PayPal for my services Reviewed on: 20th May 2024
Shahbaz k's avatar
Shahbaz k

Excellent service for people PayPal for the people

5
Excellent service and highly recommended Reviewed on: 20th May 2024
Hari N's avatar
Hari N

Brilliant experience very easy to use and very relia...

5
Brilliant experience very easy to use and very reliable, always help sort our problems if you should have any, I personally haven't just one little query really and was sorted very easily and very quickly would definitely recommend Reviewed on: 20th May 2024
Rachael m's avatar
Rachael m

Very good response and quick decision making

5
Very good response and quick decision making Reviewed on: 20th May 2024
Simon Whittred's avatar
Simon Whittred

PayPal credit is great option to purchase things tha...

5
PayPal credit is great option to purchase things that you wish to spread the cost of. I especially use it frequently to get parts for my car on eBay. Highly recommend service. Reviewed on: 20th May 2024
Keir N's avatar
Keir N

interest-free transactions

5
I take advantage of PayPal credit to make interest-free purchases, and I find it to be a convenient option for most of my transactions. Reviewed on: 20th May 2024
Ganiyu's avatar
Ganiyu

Review PayPal: PayPal Credit now

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