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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,969 reviews, last reviewed 10th Jun 2026
3780850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the 3 easy payment facility, which ease of a... I like the 3 easy payment facility, which ease of a payment instead paying in full, helps to get more time and without paying any interest. Make sure ... Read more Reviewed on: 10th June 2026
Ibrar H's avatar
Ibrar H

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132969)

Ease of use and security is excellent

5
Ease of use and security is excellent Reviewed on: 21st May 2024
Ashadur R's avatar
Ashadur R

Useful credit

4
Not bad, but useful better too get high credit limit Reviewed on: 21st May 2024
Thee's avatar
Thee

nice to divide payments by 3 and longer term credit...

5
nice to divide payments by 3 and longer term credit for larger items free. Reviewed on: 21st May 2024
carol n's avatar
carol n

Great way to build credit

5
PayPal Credit was my first credit product, and provided a really accessible way to get into using credit services. The multiple months of 0% credit really helps spread the cost of some bigger purchases. Reviewed on: 21st May 2024
Lauren Ritchie's avatar
Lauren Ritchie

Always use PayPal, so easy to easy

5
Always use PayPal, so easy to easy Reviewed on: 21st May 2024
Darcey B's avatar
Darcey B

There when I needed it.

5
There when I needed it. Application was simple Reviewed on: 21st May 2024
Alex k's avatar
Alex k

Usually very smooth.

4
Usually very smooth. Really enjoy the 0% credit for 4 months with purchases over 99 pounds Reviewed on: 21st May 2024
Abdul Wahab's avatar
Abdul Wahab

I feel safe when using paypal to shop online.

5
I feel safe when using paypal to shop online. Easy use app to track your spending and card usage. Different options of payment by 3 or 4 months. As long you are on top of your budget and maintain good balance. I always tell friends and family to use it when use online and look for paypal payment Reviewed on: 21st May 2024
Diana L's avatar
Diana L

PayPal for my ebay buys

5
I use Paypal for ebay purchases and I have had no problems so far using their service as it saves using my debit cards directly. Reviewed on: 21st May 2024
Gavin B's avatar
Gavin B

Last experience with PayPal very poor

5
Last experience with PayPal very poor… Reviewed on: 21st May 2024
Marian D's avatar
Marian D

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