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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,114 reviews, last reviewed 10th Jun 2026
3787650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very flexible and reliable service they provide Very flexible and reliable service they provide Reviewed on: 10th June 2026
Ayrton Donovan's avatar
Ayrton Donovan

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133114)

Paypal credit has been a life saver for me in terms...

5
Paypal credit has been a life saver for me in terms of spreading my costs. Reviewed on: 21st May 2024
Koko's avatar
Koko

Absolutely trouble free.

5
Absolutely trouble free experience. Reviewed on: 21st May 2024
Crookedspireite's avatar
Crookedspireite

Highly recommended!

5
Great app makes it easy to keep up and on top of things. Pay in 3 is awesome to so highly recommended. Reviewed on: 21st May 2024
David M's avatar
David M

I used PayPal all the time!

5
I used PayPal all the time. Especially the PayPal credit, which is super helpful with the 0% interest. Reviewed on: 21st May 2024
Joss C's avatar
Joss C

Paypal credit go to if need time to pay

5
Use PayPal a lot it's my go to if need to give time to pay get reminders when payment due which is helpful if u forget highly recommend company app is easy to use Reviewed on: 21st May 2024
Wonky's avatar
Wonky

Getting my money back

5
I don't exactly remember the detailed story, it was a long time ago when someone didn't want to pay my money back. I called PayPal customer service and explained what happened and they helped me. I don't know how they did it the money was on next day on my account. Reviewed on: 21st May 2024
Gabriella's avatar
Gabriella

I decided to use PayPal credit during Covid when my...

5
I decided to use PayPal credit during Covid when my income dipped. it was a lifesaver , always there in an emergency. Reviewed on: 21st May 2024
Michael C's avatar
Michael C

Pay with confidence

5
Straightforward hassle free service, pay with confidence. Reviewed on: 21st May 2024
Pervaz I's avatar
Pervaz I

Love it - Paypal credit is convenient and there when...

5
Love it - Paypal credit is convenient and there whenever I need jt Reviewed on: 21st May 2024
Emily D's avatar
Emily D

PayPal credit is great

5
PayPal credit is a great thing to use when buying big items online, especially if you need extra time to pay for things. It’s easy to use and hassle free Reviewed on: 21st May 2024
Charly P's avatar
Charly P

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