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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148214 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148214)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent experience, easy to use

Excellent experience, easy to use Reviewed on: 11th June 2026

Just Easy !.

Easy to operate . Easy to to send money, easy to receive money, easy to get a problem solved. just easy! Reviewed on: 11th June 2026

Brilliant, Convenient, Reliable!

They recently increased my credit limit which meant I could pay my huge unexpected mechanics bill without the stress so I can now pay it off comfortably interest free over the next 4 months! I paid using my PayPal credit card! Love PayPal Reviewed on: 11th June 2026

oay fast pay oal

always pay with pay pal your money is safe from fraud with them and now get points every time you use your card fast and efficiently service Reviewed on: 11th June 2026

Easy to use and to track debt with a clear interface.

Easy to use and to track debt with a clear interface. Reviewed on: 11th June 2026

I love using Paypal.

I love using Paypal. It's convenient and efficient. Reviewed on: 11th June 2026

So easy to arrange and available when you need it

So easy to arrange and available when you need it Reviewed on: 11th June 2026

when ever i have had a problem paypal sorted it...

when ever i have had a problem paypal sorted it out Reviewed on: 11th June 2026

PayPal Credit has proven to be a reliable way to man...

PayPal Credit has proven to be a reliable way to manage purchases sensibly. The option to spread payments helps with budgeting, and the process is always clear and easy to follow. I appreciate the transparency around interest and repayment dates, which makes it simple to stay organised. Reviewed on: 11th June 2026

Never any trouble with PayPal.

Never any trouble with PayPal. Simple, straightforward and ease to access Reviewed on: 11th June 2026

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