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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (139444)

Very high commissions and difficult to make challeng...

2
Very high commissions and difficult to make challenges on specific unwanted product. Reviewed on: 1st June 2024
Alin I's avatar
Alin I

Would not use any other company.

5
Would not use any other company. Trustworthy and reliable. Always use PayPal as payment when possible. Reviewed on: 1st June 2024
Carina Santos's avatar
Carina Santos

Excellent service by PayPal.

5
Excellent service by PayPal. Money transactions and payment made easy Reviewed on: 1st June 2024
Emmanson E's avatar
Emmanson E

Buy a gadget or a new tech without worry

5
I needed credit on long term to buy a phone. PayPal solved this problem and I bought my Samsung s22 ultra on 36 month instalment from PayPal. Thanks Reviewed on: 1st June 2024
Mej's avatar
Mej

MR Leonard

5
Very good and secure paypal credit ic there when no one else is thanks paypal credit for the support Reviewed on: 1st June 2024
Leonard b's avatar
Leonard b

Great app & service.

5
Great app & service. Used for many years and no issues. Also protected purchases when using PayPal highly recommend Reviewed on: 1st June 2024
Clare M's avatar
Clare M

Perfect!

5
Perfect decision for every household! Reviewed on: 1st June 2024
Yordan U's avatar
Yordan U

my experience

4
I've been using PayPal for a few years now, and overall, it's been a great experience. It's incredibly convenient for online shopping, making transactions smooth and secure. I appreciate the buyer protection feature, which offers peace of mind when purchasing from unfamiliar sites. The interface is user-friendly, and transferring money between friends and family is straightforward and fast. Plus, with the added benefit of being widely accepted across various retailers, both in the UK and internationally, PayPal has become my go-to for managing digital payments. Reviewed on: 1st June 2024
Liam G's avatar
Liam G

Easy to pay by pay palel save that u have pai...

5
Easy to pay by pay pal you feel save that u have paid by pay pal and will help you in any way to solve a problem should there be a refund needed.(if IE delivery of goods ordered and paid by pay pal does require refund if u have a problem with the retailer.They always keep you up to date ref your account and polite reminder when payments are due .thankyou Reviewed on: 1st June 2024
Diane washer's avatar
Diane washer

Great you can spread costs interest free

5
Great you can spread costs interest free Reviewed on: 1st June 2024
Nikki B's avatar
Nikki B

Review PayPal: PayPal Credit now

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