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PayPal: PayPal Credit reviews

4.73
Based on 139,516 reviews, last reviewed 15th Jun 2026
4079400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years now and it's always been... I've used PayPal for years now and it's always been quick, easy and reliable. And their pay in three thing has been a life Dave at times Reviewed on: 15th June 2026
Paul Birkin 's avatar
Paul Birkin

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139516)

Very good experience with PayPal so far

5
Very good experience with PayPal so far Reviewed on: 1st June 2024

It feels safe,easy to use and a reputable brand!

5
It feels safe,easy to use and a reputable brand! Reviewed on: 1st June 2024

Fantastic app paypal is the best

5
Fantastic app paypal is the best Reviewed on: 1st June 2024

Always there for 4 months interest credit

5
Always there when I need it for 4 months interest free credit Reviewed on: 1st June 2024

Love all the services and features with PayPal, neve...

5
Love all the services and features with PayPal, never had a problem Reviewed on: 1st June 2024

Easy process from start to finish

5
Easy process from start to finish Reviewed on: 1st June 2024

Since being able to have PP credit I have had so muc...

5
Since being able to have PP credit I have had so much more options, the fact I can use Curve as a normal card without incurring fees is fantastic Reviewed on: 1st June 2024

I have laypal credit for 3 years and is amazing

5
I have laypal credit for 3 years and is amazing Reviewed on: 1st June 2024

Without PayPal I wouldn’t feel comfortable making so...

5
Without PayPal I wouldn’t feel comfortable making some payments it gives me that extra reassurance couldn’t imagine not using it for online payments Reviewed on: 1st June 2024

PayPal credit is an amazing way to pay big amounts w...

5
PayPal credit is an amazing way to pay big amounts without stressing too much knowing you can pay back in installments at your leisure without any added interest so long as it is within 4 months, it has made making big purchases much easier. I’d highly recommend it for those slightly bigger purchases, to help with those budgeting or those wishing to spread payments for whatever reason. Reviewed on: 1st June 2024

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