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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149235 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149235)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s been useful at time.

It’s been useful at time. However, the customer service and standing up to retailers has been a little poor. Especially where subscriptions and auto-renewal is concerned Reviewed on: 12th June 2026

Really good

Really good and easy to use. Interface is clear and easy to understand, super quick and easy to set up and use, overall seamless experience Reviewed on: 12th June 2026

Really easy to use and very happy with the product.

Really easy to use and very happy with the product. Reviewed on: 12th June 2026

Never had a problem, effective and clear and able to...

Never had a problem, effective and clear and able to use in a majority of places Reviewed on: 12th June 2026

Excellent service which is clear and concise to use.

Excellent service which is clear and concise to use. Really helpful in being able to spread the cost of larger purchases over 4 months. Reviewed on: 12th June 2026

PayPal is safe to use and convenient

PayPal is safe to use and convenient Reviewed on: 12th June 2026

Excellent service always polite best in uk

Excellent service always polite best in uk Reviewed on: 12th June 2026

fast and easy

fast and easy . Reviewed on: 12th June 2026

Best ever

Just so easy to navigate and straightforward Reviewed on: 12th June 2026

Had no problems so far.

Had no problems so far. Used it and paid some off, very handy. Thank you Reviewed on: 12th June 2026

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