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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148261 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148261)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Couldn’t be better

Paypal Credit to me is trusted, simple and clear to understand and access. Couldn’t really be better! Reviewed on: 11th June 2026

Paypal/ credit excellent service highly recommend

PayPal/credit are excellent I highly recommend they have my back everytime in situations out of my control and health they have supported me thank you to all the agents within PayPal for having my back Reviewed on: 11th June 2026

Very reliable.

Very reliable. As it is widely accepted, it is easy and straightforward to use. Reviewed on: 11th June 2026

PayPal Credit - useful for spreading the cost

I've used PayPal Credit for a few years now and have always had a good experience. I've found it useful for spreading the cost of larger purchases. I've never had any issues with the service and the customer service people I've dealt with have been very helpful. Reviewed on: 11th June 2026

Purchase a product using PayPal and company went int...

Purchase a product using PayPal and company went into administration, messaged PayPal and payment was back in my account in 24 hrs. Amazing service! Reviewed on: 11th June 2026

Easy when buying from abroad, no confusion with exch...

Easy when buying from abroad, no confusion with exchange rates. Good for keeping your banking secure on the web. Reviewed on: 11th June 2026

If i can'tpay with paypal, i do'nt shop there.

I use it because it's safe, secure and easy. Reviewed on: 11th June 2026

Great tool to be able to use - experience has been v...

Great tool to be able to use - experience has been very good Reviewed on: 11th June 2026

Your super convenient line of credit..m

Very easy, you can see exactly what you need to pay, accepted in so many places. Shame about the eBay sell off, but still, well worth having an account. Reviewed on: 11th June 2026

I have good experience with paypal since 2018

I have good experience with paypal since 2018 Reviewed on: 11th June 2026

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