Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,657 reviews, last reviewed 10th Jun 2026
3767100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been super easy to use and support s many mercha... Its been super easy to use and support s many merchants. Now its got a card with PayPal credit it even better. Reviewed on: 10th June 2026
Chenji Zhou's avatar
Chenji Zhou

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132657)

Excellent , always there when I need it!

5
Excellent , always there when I need it! Reviewed on: 17th May 2024
Jake G's avatar
Jake G

Everything is there on the app, so easy to use.

5
Everything is there on the app, so easy to use. Reviewed on: 17th May 2024
Brendan Tracey's avatar
Brendan Tracey

Quick to facilitate and easy to use

5
Quick to facilitate and easy to use Reviewed on: 17th May 2024
Karyn P's avatar
Karyn P

Very good flexibility when coming to making payments

5
Very good flexibility when coming to making payments Reviewed on: 17th May 2024
Mohammad z's avatar
Mohammad z

Very prompt service, easy-to-use

5
Very prompt service, easy-to-use Reviewed on: 17th May 2024
Mark's avatar
Mark

I liked PayPal crest, so easy to use

5
I liked PayPal crest, so easy to use Reviewed on: 17th May 2024
Lavinia C's avatar
Lavinia C

PayPal has helped me get most of my stuffs through P...

5
PayPal has helped me get most of my stuffs through PayPal credit, very reliable and helpful ar the time of need . I am so happy I have PayPal credit as back up .I couldn't get most of what I got without PayPal credit . Thank you PayPal. Reviewed on: 17th May 2024
Abimbola M's avatar
Abimbola M

PayPal is reliable and flexible.

5
PayPal is reliable and flexible. Good customer team and services Reviewed on: 17th May 2024
Efe Ibodje's avatar
Efe Ibodje

Super smooth process each and every time.

5
Super smooth process each and every time. No faffing about looking for 3 digit security number. A couple of clicks and the order is confirmed, super smooth & simples Reviewed on: 17th May 2024
Kieran M's avatar
Kieran M

Lacking in ways to increase offer to increase paypal...

3
Lacking in ways to increase offer to increase paypal credit been doing well on my paypal credit for last few years and got good credit score so why? Reviewed on: 17th May 2024
Jg's avatar
Jg

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill