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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,865 reviews, last reviewed 10th Jun 2026
3776200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks for option of buying now pay later on your se... Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026
LAB's avatar
LAB

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132865)

Great service

4
I like how paypal make the payments option so eass, simple and comfortable to all Reviewed on: 18th May 2024
Bashar A's avatar
Bashar A

Very good.

5
Very good. Good rates and interest free periods. Reviewed on: 18th May 2024
Jason 's avatar
Jason

Excellent credit option and easy management

5
Excellent credit option when managed correctly, easy to keep an eye on your account and manage payments. The credit amount is right for me and the credit limit given seems like a fair review of my abilities to pay. Reviewed on: 18th May 2024
Ellis H's avatar
Ellis H

Wonderful experience credit came through when I need...

5
Wonderful experience credit came through when I needed it without issues Reviewed on: 18th May 2024
Ehime O's avatar
Ehime O

Easy smooth transactions simple to use and confident...

5
Easy smooth transactions simple to use and confident if security Reviewed on: 18th May 2024
Michelle H's avatar
Michelle H

Different ways to pay.

5
Different ways to pay. Simple and easy Reviewed on: 18th May 2024
Nicu C's avatar
Nicu C

I've been using PayPal for several years now, and my...

5
I've been using PayPal for several years now, and my experience has been overwhelmingly positive. One of the key advantages is its ease of use; the interface is intuitive, making it simple to send and receive money. Whether I'm paying for goods and services online or transferring money to friends and family, the process is quick and straightforward. Security is another major plus. PayPal uses robust encryption and security measures, giving me peace of mind that my financial information is well-protected. The buyer protection feature is particularly reassuring, as it ensures that I can get a refund if something goes wrong with a purchase. PayPal's integration with a wide range of online retailers and services is also a huge benefit. I appreciate the convenience of being able to pay with PayPal at many of my favorite online stores without having to enter my credit card information every time. Additionally, linking my bank account and credit cards to PayPal means I can manage all my transactions from one central place. Customer service has been responsive and helpful the few times I've needed to contact them. Issues were resolved quickly, and their support team was professional and courteous. Finally, the PayPal mobile app is excellent. It provides all the functionality of the desktop version and more, allowing me to manage my account, send and receive payments, and even check my balance on the go. Overall, PayPal has been a reliable and efficient tool for managing my online payments and transactions. It combines convenience, security, and a wide range of features that cater to both personal and business needs. I highly recommend it to anyone looking for a trustworthy and user-friendly payment platform. Reviewed on: 18th May 2024
Ferizi F's avatar
Ferizi F

Trusted payment method the world over over

5
Trusted payment method the world over wit great offers on how to use their credit line. Reviewed on: 18th May 2024
Colty3344's avatar
Colty3344

Great When you need to buy something and you don't h...

5
Great When you need to buy something and you don't have the price for it all at once. Reviewed on: 18th May 2024
Roro's avatar
Roro

Great and flexible way to buy online.

5
Great and flexible way to buy online. Security backed with flexibility of paying in four months INTEREST FREE or take longer and pay some interest. Reviewed on: 18th May 2024
Mike L's avatar
Mike L

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