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PayPal: PayPal Credit reviews

4.74
Based on 133,020 reviews, last reviewed 10th Jun 2026
3783300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for everyday transactions. Great for everyday transactions. Safe and reliable. Reviewed on: 10th June 2026
Alex L's avatar
Alex L

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133020)

Easy to use accepted for most online purchases givin...

5
Easy to use accepted for most online purchases giving buyer protection pay in three interest free is a great option for larger purchases,had an issue with an eBay purchase which never arrived and was refunded by PayPal Reviewed on: 18th May 2024

I’m very happy with Paypal credit easy to use.

5
I’m very happy with Paypal credit easy to use. Reviewed on: 18th May 2024

Paypal has been a god send to me when things have be...

5
Paypal has been a god send to me when things have been tight, excellent service and so easy to use, I would highly recommend Reviewed on: 18th May 2024

PayPal Provides

5
Excellent service excellent product Reviewed on: 18th May 2024

No hassle stress free good reminders

5
No hassle stress free good reminders Reviewed on: 18th May 2024

Always happy with

5
Always a quick way to go and I’ve been happy with from the beginning . Reviewed on: 18th May 2024

Trusted and reliable.

5
Trusted and reliable. Love using it without having concerns Reviewed on: 18th May 2024

I find PayPal very easy to manage and the pay in th...

5
I find PayPal very easy to manage and the pay in three payments very useful for bigger purchases . Reviewed on: 18th May 2024

Protected money!

5
I love using PayPal, I will usually use all the features of transferring money, PayPal credit and for normal transactions as it makes my payments feel safe. Reviewed on: 18th May 2024

Very simple, easy process.

5
Very simple, easy process. There's not much more to say. Reviewed on: 18th May 2024

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