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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,165 reviews, last reviewed 10th Jun 2026
3790100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Being able to split costs over three or four months... Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026
Mum on a budget's avatar
Mum on a budget

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133165)

helpful and great interest deals

5
It helps a lot with paying for things, and the 4 month interest deals are great, gives you some time (and a little push!) to pay everything back. Reviewed on: 18th May 2024
Andi N's avatar
Andi N

Great service

5
Great service always comes in handy when needed Reviewed on: 18th May 2024
tom d's avatar
tom d

Excellent payment method

5
Great pay in 3 function so useful and credit also if required Reviewed on: 18th May 2024
Diane mcdermott's avatar
Diane mcdermott

Use it a lot, easy way to spread the cost.

5
Use it a lot, easy way to spread the cost. Reviewed on: 18th May 2024
Daniel S's avatar
Daniel S

Easy to use.

4
Easy to use. Generally Ebay and small purchases from other sites. Forgetting you've selected Credit as a preferred payment method can land you with a sudden worry if you don't keep track Reviewed on: 18th May 2024
Alex 's avatar
Alex

Everything good so far.

5
Everything good so far. Good customer service Reviewed on: 18th May 2024
Massimo's avatar
Massimo

The go to payment method whenever I need to do a sho...

5
The go to payment method whenever I need to do a shopping. I love the fact you give 0% interest rate spread over months. The app is also user friendly. Reviewed on: 18th May 2024
Samuel A's avatar
Samuel A

Excellent customer service, reliable, easy and very...

5
Excellent customer service, reliable, easy and very safe to pay with Reviewed on: 18th May 2024
Mina's avatar
Mina

A quality service

5
A very good service, With good customer service Reviewed on: 18th May 2024
Nicolae T's avatar
Nicolae T

I like the way that one they protect me and my money...

5
I like the way that one they protect me and my money, and two keeping you up to date with all of my and their activity's Reviewed on: 18th May 2024
Garry E's avatar
Garry E

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