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PayPal: PayPal Credit reviews

4.74
Based on 133,293 reviews, last reviewed 10th Jun 2026
3795850% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi there You get more flexibility in pay pal Hi there You get more flexibility in pay pal Reviewed on: 10th June 2026
Chandrakant raicar 's avatar
Chandrakant raicar

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133293)

Very easy to buy things online with PayPal credit.

5
Very easy to buy things online with PayPal credit. Reviewed on: 18th May 2024

Does the basic work, when you purchase online

3
Does the basic work, when you purchase online Reviewed on: 18th May 2024

Very easy to use and explain best credit ive ever...

5
Very easy to use and explain best credit ive ever used Reviewed on: 18th May 2024

Very useful payment method, use for credit purchase...

5
Very useful payment method, use for credit purchase and pay 0% interest. Very secure and safe payment method Reviewed on: 18th May 2024

Quick and easy

5
Quick and easy to set up and use Reviewed on: 18th May 2024

4 month interest free is very helpful.

5
4 month interest free is very helpful. Reviewed on: 18th May 2024

It's PayPal, modern amenity

4
It's a must in modern climate. The pay in 3 feature is useful. System is easy to use Reviewed on: 18th May 2024

Paypal: Paypal Credit review.

5
Easy to use app , terms explained well, plenty of options on how to pay back 3 month , 12 month. Reviewed on: 18th May 2024

Miss Karolina

5
So happy with using a PayPal and PayPal credit. Good the PayPal increase my limits Reviewed on: 18th May 2024

The 4 months interest free on purchases is great.

5
The 4 months interest free on purchases is great. Reviewed on: 18th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review