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PayPal: PayPal Credit reviews

4.74
Based on 133,399 reviews, last reviewed 10th Jun 2026
3800650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im happy customer of PayPal, using quite frequently. Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026
Dominika's avatar
Dominika

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133399)

Great Service !

5
Great Service !!! And gives you 3 months interest free to pay off your Order so really helpful! Reviewed on: 19th May 2024

Versatility

5
If used correctly, a brilliant tool to save money (no interest for 4 months on purchases over £100), transfer money (international transactions at a low fee and competitive interest rate) and protect your purchase (dispute resolution). Reviewed on: 19th May 2024

My honest opinion of paypal

4
I have had a positive experience by way of how easy it is to access my credit and navigate the site. I just feel the interest is a little high. PayPal do however show everything in detail so you know exactly what you have spent, how much credit you have left and the interest charged. When you use PayPal credit you can pay back in 4 interest free instalments which can help. Reviewed on: 19th May 2024

Buy with ease

5
PayPal is easy to use, makes buying on line safe, and you have peace of mind. Reviewed on: 19th May 2024

PayPal is an Incredibly accessible service

5
PayPal is an Incredibly accessible service Reviewed on: 19th May 2024

Really easy to use.

5
Really easy to use. Accepted everywhere so easy for shopping Reviewed on: 19th May 2024

Nice and easy.

5
Nice and easy. Clear and easy to understand Reviewed on: 19th May 2024

PayPal is totally secure and reliable

5
PayPal is safe and reliable with a high level of security. Reviewed on: 19th May 2024

A great way to spread cost interest free

5
A great way to spread cost interest free Reviewed on: 19th May 2024

If I have an issue with a supplier, PayPal would get...

5
If I have an issue with a supplier, PayPal would get it sorted out for me and keep me updated with everything. PayPal is very good. Reviewed on: 19th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review