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PayPal: PayPal Credit reviews

4.74
Based on 133,504 reviews, last reviewed 10th Jun 2026
3805350% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and simple to set up and payback! Fast and simple to set up and payback! 10/10 service! Reviewed on: 10th June 2026
Liess Baadj's avatar
Liess Baadj

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133504)

Really good to purchase things & have time to pay...

4
Really good to purchase things & have time to pay Reviewed on: 19th May 2024

Highly recommended

5
I've never had a problem and makes making purchases a breeze. Reviewed on: 19th May 2024

Easy transparent transactions, all terms and conditi...

5
Easy transparent transactions, all terms and conditions are available and explained. Electronic transactions are easy and user friendly, the app is easy even for my mum. The interest rates are explained and available. Reviewed on: 19th May 2024

Apply for credit card was so easy!

5
Apply for credit card was so easy! I got the money instant. Pay credit card is so easy! Especially when you’re the person who is doing everything in last minute Reviewed on: 19th May 2024

It’s easy to use, and can be used for almost everyth...

5
It’s easy to use, and can be used for almost everything. Also the protection it offers for purchases. Reviewed on: 19th May 2024

Great service very good customer service helping me...

5
Great service very good customer service helping me towards buy good online trustworthy service feel free to buy or sell online because I m covered Reviewed on: 19th May 2024

Most absolute best way to use your money safely

5
Most absolute best way to use your money safely, stress free and seamless way to make my life easier with many options how I want to make payments via PayPal (PayPal credit or linked card ) Reviewed on: 19th May 2024

Easy, reliable and simple to use

5
I like how easy PayPal is and its simplified way of paying back and easy to keep track when interest will be charged Reviewed on: 19th May 2024

I have had experience for years,I’m satisfied with s...

5
I have had experience for years,I’m satisfied with services. Reviewed on: 19th May 2024

I have allways used paypal fo r many years and for m...

5
I have allways used paypal fo r many years and for many transactions carnt fault them at all with them fantastic is all i can say Reviewed on: 19th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review