Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,177 reviews, last reviewed 11th Jun 2026
3835700% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made easy with splitting payments Made easy with splitting payments Reviewed on: 11th June 2026
Amy b's avatar
Amy b

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (134177)

PayPal has been excellent i have been able to make m...

5
PayPal has been excellent i have been able to make my purchases smoothly, paying for items is a breeze. Reviewed on: 20th May 2024
Lynbert Douglas's avatar
Lynbert Douglas

Great overall

4
I use Paypal credit and make use of the 4 months 0% interest as well as the pay in 3 options - it’s easy and seamless at point of sale. Couldn’t ask for anything easier to use and make payments. Really helpful! Reviewed on: 20th May 2024
EK's avatar
EK

Flexible and convenient especially during payments a...

4
Flexible and convenient especially during payments across almost every site I've used PayPal Reviewed on: 20th May 2024
Ernest B's avatar
Ernest B

Very easy and efficient

5
Never had a problem with PayPal if I have a dispute it is rectified quickly and keeps me updated on progress Reviewed on: 20th May 2024
Anne A's avatar
Anne A

My experience is about 8 years an I’m very happy...

5
My experience is about 8 years an I’m very happy Reviewed on: 20th May 2024
Yordan M's avatar
Yordan M

DAVID L, Liverpool

5
Never had any problems with PayPal credit. Reviewed on: 20th May 2024
David L's avatar
David L

I have always had a great service with PayPal, Even...

5
I have always had a great service with PayPal, Even when I had a payment issue once I called up and got a call back within an hour and my problem was resolved. Amazing customer service Reviewed on: 20th May 2024
Paul p's avatar
Paul p

Very good.

5
Very good. Does as it should. Easy repayments Reviewed on: 20th May 2024
Nick's avatar
Nick

Great service .

5
Easy to use especially when making repayments. Loads of sites that you can use PayPal credit on and you can make purchases in minutes not hard to use easy to understand Reviewed on: 20th May 2024
Donna D's avatar
Donna D

Minimal problems with the service, which most often...

5
Minimal problems with the service, which most often stem from the retailer. Great customer service. Reviewed on: 20th May 2024
Paulo B's avatar
Paulo B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill