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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134190 reviews)

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4.73

Based on 134,190 reviews, last reviewed 11th Jun 2026

3836250% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Credit Company EVER! Efficient website. Excellent customer service. Love the credit availbility Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134190)

Very Helpful service to have, its there when you nee...

Very Helpful service to have, its there when you need it but isn’t overly expensive definitely a service I’d recommend to others. Reviewed on: 20th May 2024

Love the pay in 3.

Love the pay in 3. So easy and simple to use. Never had any problems with PayPal Reviewed on: 20th May 2024

Easy to use plus very helpful customer support

Easy to use plus very helpful customer support Reviewed on: 20th May 2024

PayPal has been excellent i have been able to make m...

PayPal has been excellent i have been able to make my purchases smoothly, paying for items is a breeze. Reviewed on: 20th May 2024

Great overall

I use Paypal credit and make use of the 4 months 0% interest as well as the pay in 3 options - it’s easy and seamless at point of sale. Couldn’t ask for anything easier to use and make payments. Really helpful! Reviewed on: 20th May 2024

Flexible and convenient especially during payments a...

Flexible and convenient especially during payments across almost every site I've used PayPal Reviewed on: 20th May 2024

Very easy and efficient

Never had a problem with PayPal if I have a dispute it is rectified quickly and keeps me updated on progress Reviewed on: 20th May 2024

My experience is about 8 years an I’m very happy...

My experience is about 8 years an I’m very happy Reviewed on: 20th May 2024

DAVID L, Liverpool

Never had any problems with PayPal credit. Reviewed on: 20th May 2024

I have always had a great service with PayPal, Even...

I have always had a great service with PayPal, Even when I had a payment issue once I called up and got a call back within an hour and my problem was resolved. Amazing customer service Reviewed on: 20th May 2024

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