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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,205 reviews, last reviewed 11th Jun 2026
3837000% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always quick easy and protected always good to pay t... Always quick easy and protected always good to pay through this trusted company Reviewed on: 11th June 2026
David Shute's avatar
David Shute

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134205)

PayPal credit, financial heaven!

5
PayPal credit is great, it gives me the flexibility to purchase bigger necessities without the financial burden there and then. Being able to spread these costs out over 4 months is financial heaven! And it helps build my credit score at the same time. Reviewed on: 20th May 2024
Demi 's avatar
Demi

Question asked "How would you rate PayPal.

5
Question asked "How would you rate PayPal....?" I answered poor. PayPal customer service is abysmal. PayPal credit is good. I have had no reason to contact Customer service. Thank the high heavens!!! Reviewed on: 20th May 2024
Jim B's avatar
Jim B

Paypal is a very good lender.

5
Paypal is a very good lender. I have been very happy with them Reviewed on: 20th May 2024
Umar R's avatar
Umar R

Paypal credit

5
Easy to use,easy to repay over time,suit my needs Reviewed on: 20th May 2024
Max's avatar
Max

Great highly recommended

5
I’ve had an account with PayPal for a number of years and never had a cause to complain. Reviewed on: 20th May 2024
Trevor E's avatar
Trevor E

Very Helpful service to have, its there when you nee...

4
Very Helpful service to have, its there when you need it but isn’t overly expensive definitely a service I’d recommend to others. Reviewed on: 20th May 2024
Jack S's avatar
Jack S

Love the pay in 3.

5
Love the pay in 3. So easy and simple to use. Never had any problems with PayPal Reviewed on: 20th May 2024
David Fraser's avatar
David Fraser

Easy to use plus very helpful customer support

5
Easy to use plus very helpful customer support Reviewed on: 20th May 2024
RYB's avatar
RYB

PayPal has been excellent i have been able to make m...

5
PayPal has been excellent i have been able to make my purchases smoothly, paying for items is a breeze. Reviewed on: 20th May 2024
Lynbert Douglas's avatar
Lynbert Douglas

Great overall

4
I use Paypal credit and make use of the 4 months 0% interest as well as the pay in 3 options - it’s easy and seamless at point of sale. Couldn’t ask for anything easier to use and make payments. Really helpful! Reviewed on: 20th May 2024
EK's avatar
EK

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