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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134281 reviews)

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4.74

Based on 134,281 reviews, last reviewed 11th Jun 2026

3840550% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great options if needed at the end of the month Paypal credit is great for when you might be struggling at the end of the month, then be able to pay of next month. Pay in 3 is also a get option spec... Read more Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134281)

PayPal for my ebay buys

I use Paypal for ebay purchases and I have had no problems so far using their service as it saves using my debit cards directly. Reviewed on: 21st May 2024

Last experience with PayPal very poor

Last experience with PayPal very poor… Reviewed on: 21st May 2024

I love the payment options and customer service

I love the payment options and whenever I contacted customer service, they helped me to understand everything. Reviewed on: 21st May 2024

Good and effective service, no problems at all

Good and effective service, no problems at all Reviewed on: 20th May 2024

perfect service I'm happy and is secure

perfect service I'm happy and is secure Reviewed on: 20th May 2024

Excellent Customer Service

Excellent customer services all the time I’ve call, gave me all the explanations I need and fixed my problem. Easy and trusted app to use and make payments. Reviewed on: 20th May 2024

Helpful and informative

PayPal credit allowed me to get a laptop ready to start university back in 2022, and although my impulsivity from my ADHD got the better of me and I ended up in debt with them, they make it clear on how they can help you repay and avoid increased interest rates! Reviewed on: 20th May 2024

PayPal Credit - flexible, easy to use...

Flexible payment - it gives me 4 months %0 interest payment option. It also easy to use. Reviewed on: 20th May 2024

Help to refund money on undelivered items

Help to refund money on undelivered items Reviewed on: 20th May 2024

Oh well run no issues, payments go through easily.

Oh well run no issues, payments go through easily. credit vetting easy too Reviewed on: 20th May 2024

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