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PayPal: PayPal Credit reviews

4.73
Based on 134,919 reviews, last reviewed 11th Jun 2026
3869700% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy credit Pay in three is convenient also if you have a problem with any purchase pay pal will take on the dispute for you but interest could be a bit lower Reviewed on: 11th June 2026
maureen chandler's avatar
maureen chandler

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134919)

Help me to bring me bck in hard times thank you

5
I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

5
Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

5
Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

Paypal is good cuz every payment made of paypal and refundable

5
My experience is amazing with paypal Reviewed on: 8th July 2022

Easiest credit facility ive used

5
I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022

Amazing product

5
Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022

Amazing PayPal credit card

5
I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022

0% interest 4 months

5
Love their 0% for 4 months if over £99 spend. Gives me great flexibility especially when money is low close to pay day. Thanks PayPal? Reviewed on: 8th July 2022

Flexibility on offer

5
PayPal credit is a flexible form of finance and provides me the option to choose the form, duration and decide if I wish to pay no interest, or possibly a more favourable interest rate for the duration of the period of credit on offer. The PayPal credit flexibility on offer, makes the more conventional high street banks' credit card offerings, seem like they're looking for parking! Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review