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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,259 reviews, last reviewed 11th Jun 2026
3885050% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a great experience with PayPal Always had a great experience and never had any trouble through pay pal whether that’s credit or any other service they provide Reviewed on: 11th June 2026
Mathew's avatar
Mathew

Latest lowest rating:

2

Direct debit payments fail quite often for no appare... Direct debit payments fail quite often for no apparent reason, had 10x the money required in my account to make credit card payment yet it dosent seem... Read more Reviewed on: 11th June 2026
Jack A's avatar
Jack A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135259)

Best way to shop

5
Absolutely love PayPal credit! It’s so handy and easy to use! I use it almost everyday Reviewed on: 8th July 2022
Rshah's avatar
Rshah

Convenient and Reassuring

4
Paypal Credit allows you to easily make payment for the goods being purchased but is backed by stringent checking and timely reporting of use. I Like the option of spreading repayments. Reviewed on: 8th July 2022
Jon's avatar
Jon

Excellent service

5
Fast, reliable and secure money transfer. Very accessible. Helpful when it times of financial needs. Will recommend to others. Reviewed on: 8th July 2022
Karen's avatar
Karen

Useful and easy to understand

5
Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022
John Templeton's avatar
John Templeton

Great

5
Best thing I did getting the paypal credit, great to spread the cost over 3 months Reviewed on: 8th July 2022
Dave's avatar
Dave

Hi

5
Amazing service provided. Thanks to all Reviewed on: 8th July 2022
Miroslava 's avatar
Miroslava

Easy to use

5
A useful tool for purchases that you can spread over a few months, especially when the 0% offers are available. Reviewed on: 8th July 2022
ESEL's avatar
ESEL

Just the best option for payments

5
It's just so easy to use, I fully recommend it Reviewed on: 8th July 2022
Christian Daniel Franco's avatar
Christian Daniel Franco

Excellent service

5
All I can say is they’ve been there when needed money the most Reviewed on: 8th July 2022
Rob Prothero's avatar
Rob Prothero

Hassle free

5
It’s really great and relatable Reviewed on: 8th July 2022
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