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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Great app use it daily.

Great app use it daily.Fast and secure transfers with lot of feedback. Reviewed on: 14th May 2024

The app interface is pretty straight forward and eas...

The app interface is pretty straight forward and easy to understand. Reviewed on: 14th May 2024

Amazing!

Amazing!!!Real help for real people!! Reviewed on: 14th May 2024

Very good indeed, so nice I have a PayPal to use ins...

Very good indeed, so nice I have a PayPal to use instead of mg bank account , safe and secure for payment and to use online shopping also for transferring money to others. Reviewed on: 14th May 2024

Feel safe spending.

I find it very convenient to use the excellent credit service. I have also found PayPal in general to be my go to source of payment for security purposes.I also have been refunded without any problems when issues with potential sellers has occurred. In general just an excellent service alround. Reviewed on: 14th May 2024

Great line of credit when needed

Really happy with the flexible credit options Reviewed on: 14th May 2024

PayPal credit is my go to payment method when purcha...

PayPal credit is my go to payment method when purchasing anything online. I can trust that is it secure and pay everything off together at the end of the month. It helps spread the cost when buying more expensive items and is easily accessible on my phone Reviewed on: 14th May 2024

Great product with safety and prace of mind for shop...

Great product with safety and prace of mind for shopping Reviewed on: 14th May 2024

To expansive, Not enough credit opportunities

To expansive, Not enough credit opportunities Reviewed on: 14th May 2024

Excellent to use and I have experienced no problems.

Excellent to use and I have experienced no problems. Most of the companies I buy from use PayPal which is an great bonus Reviewed on: 14th May 2024

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