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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,875 reviews, last reviewed 11th Jun 2026
3913200% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable. Easy to use and reliable. Use PayPal credit for pretty much everything. Reviewed on: 11th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135875)

Paypal is good cuz every payment made of paypal and refundable

5
My experience is amazing with paypal Reviewed on: 8th July 2022
Bhanuben Bava's avatar
Bhanuben Bava

Easiest credit facility ive used

5
I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022
Nicholas Jones's avatar
Nicholas Jones

Amazing product

5
Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022
mohajala4real@yahoo.com's avatar
[email protected]

Amazing PayPal credit card

5
I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022
Linas Bucius's avatar
Linas Bucius

0% interest 4 months

5
Love their 0% for 4 months if over £99 spend. Gives me great flexibility especially when money is low close to pay day. Thanks PayPal? Reviewed on: 8th July 2022
arbazular's avatar
arbazular

Flexibility on offer

5
PayPal credit is a flexible form of finance and provides me the option to choose the form, duration and decide if I wish to pay no interest, or possibly a more favourable interest rate for the duration of the period of credit on offer. The PayPal credit flexibility on offer, makes the more conventional high street banks' credit card offerings, seem like they're looking for parking! Reviewed on: 8th July 2022
Gary's avatar
Gary

Excellent

5
I couldn't get by without it. Truly easy to use, all purchases protected. Couldn't be better Reviewed on: 8th July 2022
Mich Butt's avatar
Mich Butt

Love Paypal credit

5
Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022
Bheng Hinggan's avatar
Bheng Hinggan

Extremely versatile and handy!

5
I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022
Caitlin's avatar
Caitlin

Service

5
This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022
Siddharth Sunil's avatar
Siddharth Sunil

Review PayPal: PayPal Credit now

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