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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,919 reviews, last reviewed 11th Jun 2026
3869700% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy credit Pay in three is convenient also if you have a problem with any purchase pay pal will take on the dispute for you but interest could be a bit lower Reviewed on: 11th June 2026
maureen chandler's avatar
maureen chandler

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134919)

Excellent

5
I couldn't get by without it. Truly easy to use, all purchases protected. Couldn't be better Reviewed on: 8th July 2022
Mich Butt's avatar
Mich Butt

Love Paypal credit

5
Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022
Bheng Hinggan's avatar
Bheng Hinggan

Extremely versatile and handy!

5
I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022
Caitlin's avatar
Caitlin

Service

5
This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022
Siddharth Sunil's avatar
Siddharth Sunil

Paypal credit

5
Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022
Dawng 's avatar
Dawng

Lets make a secure payment

5
I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Pay pal

5
Best experience I ever had high recommend Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Great Service by Paypal

5
Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022
Abdul Jumriany's avatar
Abdul Jumriany

Wonderful

5
They are always there if you need extra help Reviewed on: 8th July 2022
balogunt95@gmail.com's avatar
[email protected]

Best credit

5
Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022
Andra Pop's avatar
Andra Pop

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