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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,257 reviews, last reviewed 11th Jun 2026
3884950% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So far so good, i have always loved Using Paypal and... So far so good, i have always loved Using Paypal and now that i am using Paypal credit its giving me more confidence using my money Reviewed on: 11th June 2026
Mahmoud's avatar
Mahmoud

Latest lowest rating:

2

Direct debit payments fail quite often for no appare... Direct debit payments fail quite often for no apparent reason, had 10x the money required in my account to make credit card payment yet it dosent seem... Read more Reviewed on: 11th June 2026
Jack A's avatar
Jack A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135257)

Useful

5
Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022
willow liberto's avatar
willow liberto

Easy to use.

5
PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022
Jean Wragg's avatar
Jean Wragg

Excellent

5
Really handy if I want something there and then Reviewed on: 8th July 2022
Jimmy Morse's avatar
Jimmy Morse

Great for breaking up big purchases

5
I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022
Nigel Dennis's avatar
Nigel Dennis

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022
Yasen Tsonev's avatar
Yasen Tsonev

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022
Erin's avatar
Erin

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022
Krzysztof's avatar
Krzysztof

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022
Amanda slack's avatar
Amanda slack

Simple and quick

5
Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022
Alan Styan's avatar
Alan Styan

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