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PayPal: PayPal Credit reviews

4.73
Based on 137,701 reviews, last reviewed 13th Jun 2026
3996700% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good convenient service. Good convenient service that allows quick payments and deposits Reviewed on: 13th June 2026
Sid's avatar
Sid

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137702)

PayPal provides extra security

4
I feel secure using PayPal for purchases because of the security it provides if merchants don't follow through on their end. Reviewed on: 12th May 2024

The best financial operation services , easy and rel...

5
The best financial operation services , easy and reliable Reviewed on: 12th May 2024

Easy and quick to use.

5
Easy and quick to use. Hassle free to use and 4 months Interest free is best. Reviewed on: 12th May 2024

Wonderful service,and really helpful 5 start

5
Wonderful service,and really helpful 5+++ Reviewed on: 12th May 2024

Good to know my money is always safe using this serv...

5
Good to know my money is always safe using this service Reviewed on: 12th May 2024

Really easy to use, and handy to have and very secure.

5
Really easy to use, and handy to have and very secure. Reviewed on: 12th May 2024

No complaints.

5
No complaints. It does what it needs to. Reviewed on: 12th May 2024

I have been using PayPal credit for last few months...

5
I have been using PayPal credit for last few months I really enjoy using this service. The no interest on pay in four is marvellous. Reviewed on: 12th May 2024

Great Service

5
The service allows for great flexibility when making larger payments. Reviewed on: 12th May 2024

Amazimg.

5
Amazimg. Good. Easy. Would recommend. Helps a lot. Reviewed on: 12th May 2024

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