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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137012 reviews)

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4.73

Based on 137,012 reviews, last reviewed 12th Jun 2026

3965300% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very simple a mist have for people w... Easy to use and very simple a mist have for people with busy lives and need that PayPal credit help Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137012)

HWP ( Help with payments )

Never had a problem with payment’s time to pay back as I am monthly payed it helps till payday Reviewed on: 11th May 2024

I’ve used PayPal for years, it’s the most convenient...

I’ve used PayPal for years, it’s the most convenient and secure way to send and receive money. Reviewed on: 11th May 2024

Fantastic bank with fantastic app features

Fantastic bank with fantastic app features Reviewed on: 11th May 2024

PayPal Very easy to use.

Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024

I haven't had any bad experiences, although for PayP...

I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024

Great customer service with smooth transactions

Great customer service with smooth transactions Reviewed on: 11th May 2024

Honest very good

I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024

I’m very satisfied because PayPal is very safe

I’m very satisfied because PayPal is very safe Reviewed on: 11th May 2024

Easy to apply for and really useful and fair

Easy to apply for and really useful and fair Reviewed on: 11th May 2024

CURVE AND OFFERS

Easy to use after getting patnership with curve. Have best offers compelling to use credit like 4 months no interest and pay in 3. Reviewed on: 11th May 2024

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