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PayPal: PayPal Credit reviews

4.73
Based on 134,920 reviews, last reviewed 11th Jun 2026
3869750% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is my goto for purchases that i wouldn... Paypal credit is my goto for purchases that i wouldnt normally have the spare cash at the time for, if it wasnt for paypal credit id of missed so many... Read more Reviewed on: 11th June 2026
Plain Wayne's avatar
Plain Wayne

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134920)

Every thing they do is very good and I have no probl...

5
Every thing they do is very good and I have no problems with using PayPal. Reviewed on: 22nd May 2024

Great for large purchases

5
I needed to make an emergency purchase and didn't have the funds to buy outright, so used this service and the process is quick & easy. Reviewed on: 22nd May 2024

Good fast reliable enjoyable all good happy

5
Good fast reliable enjoyable all good happy Reviewed on: 22nd May 2024

I have never had any negative experiences with my Pa...

5
I have never had any negative experiences with my PayPal account, very good customer service Reviewed on: 22nd May 2024

PayPal credit makes life easier

5
PayPal credit has provided an easy and useful option when making larger one off purchases online, it’s a great idea. Reviewed on: 22nd May 2024

Very Good experience.

5
Very Good experience. I am happy Reviewed on: 22nd May 2024

Easy to use, instant decision

5
Easy to use, instant decision would recommend to everyone Reviewed on: 22nd May 2024

Love the option of buy now pay over three months .

5
Love the option of buy now pay over three months . Nice and easy to organise Reviewed on: 22nd May 2024

Good Service

5
Quick easy to use Available in many retailers. Reviewed on: 22nd May 2024

Easy to set up, great having the option to pay...

5
Easy to set up, great having the option to pay in 3 Reviewed on: 22nd May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review