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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,257 reviews, last reviewed 11th Jun 2026
3884950% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So far so good, i have always loved Using Paypal and... So far so good, i have always loved Using Paypal and now that i am using Paypal credit its giving me more confidence using my money Reviewed on: 11th June 2026
Mahmoud's avatar
Mahmoud

Latest lowest rating:

2

Direct debit payments fail quite often for no appare... Direct debit payments fail quite often for no apparent reason, had 10x the money required in my account to make credit card payment yet it dosent seem... Read more Reviewed on: 11th June 2026
Jack A's avatar
Jack A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135257)

Great help

5
Very convenient easy to use helps a lot when needing a bit of extra money Reviewed on: 22nd May 2024
Michael 's avatar
Michael

I highly recommend paypal

5
I highly recommend paypal I have used pay pal now over nearly 19 years and paypal is user friendly for all ages and their customers service is excellent I have had a few occasions where I was worried about transaction but paypal has never let me down so thank you for your hard work & support massively appreciate it keep up the good work Reviewed on: 22nd May 2024
Abdul A's avatar
Abdul A

Very good app which is easy to use

5
Very easy to use with a great app which allows easy searching and filtering of all transactions. Reviewed on: 22nd May 2024
Josh Seager's avatar
Josh Seager

Provided several options, either for 0% or buy now p...

5
Provided several options, either for 0% or buy now pay later Reviewed on: 22nd May 2024
HA's avatar
HA

I was scammed

5
any problems ie scammed PayPal were there to help.... Reviewed on: 22nd May 2024
Suzanne Wainwright's avatar
Suzanne Wainwright

Long time user

5
Been using PayPal and PayPal credit for a couple years and it has been super helpful and a brilliant payment method, anytime I had issues the customer service staff have been awesome and sorted everything Reviewed on: 22nd May 2024
Chay's avatar
Chay

Very convenient hassle free no need to worry about m...

5
Very convenient hassle free no need to worry about money problem! PayPal is here to help Reviewed on: 22nd May 2024
Kevin G's avatar
Kevin G

Helping hand

5
Paypal credit make me be able to purchese a language course , I can repay as suit me. Reviewed on: 22nd May 2024
Izabella's avatar
Izabella

Works well

5
I use paypal regularly and it works well for me. Reviewed on: 22nd May 2024
Suze's avatar
Suze

Excellent service and so easy to use.

5
Pay pal offering 3 months interest free has enabled us to manage our finances so much better. It’s so easy to use. Reviewed on: 22nd May 2024
Alec 's avatar
Alec

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