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PayPal: PayPal Credit reviews

4.73
Based on 137,702 reviews, last reviewed 13th Jun 2026
3996750% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the way forward Easy to use. PayPal sorts out disputes easily and fairly. Loads of options for banking Reviewed on: 13th June 2026
Sonya MacGregor's avatar
Sonya MacGregor

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137702)

Fantastic keep up the good service PayPal

5
Been using PayPal for 20 years and will continue to use. Fantastic service Reviewed on: 28th May 2024

The best company all the time , never disappointed a...

5
The best company all the time , never disappointed and always grateful to use it Reviewed on: 28th May 2024

Useful service

5
Great service and makes purchases easier for security Reviewed on: 28th May 2024

I’m a loyal customer for years and years

5
I’ve been using pay pal for years and it’s always been smooth and very user friendly Reviewed on: 28th May 2024

...PayPal Recommend

5
Absolutely Brilliant ,,Life saver , secure ,, RECOMMEND Reviewed on: 28th May 2024

1st class service highly recommend Paypal

5
1st class service highly recommend Reviewed on: 28th May 2024

PayPal credit is so easy to use.

5
PayPal credit is so easy to use. I like the 0% interest and spreading the payments over 3 months. Reviewed on: 28th May 2024

Fab experience, efficient, professional, very friend...

5
Fab experience, efficient, professional, very friendly, up-to-date services and good care. The easiest and best financial services that you can find. Reviewed on: 28th May 2024

I love the app.

5
I love the app. It is amazing and I use it often Reviewed on: 28th May 2024

Good and great

5
Good! I have made many transactions via PayPal and feels safe knowing I have PayPal as a back up for all my transactions. Reviewed on: 28th May 2024

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