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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137091 reviews)

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4.73

Based on 137,091 reviews, last reviewed 13th Jun 2026

3968950% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used PayPal Credit since 2022 and it's been g... I have used PayPal Credit since 2022 and it's been great. I had been a PayPal user before and I can say I have enjoyed their PayPal Credit service. Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137091)

Very easy to use.

Very easy to use. The app mske it really simple Reviewed on: 27th May 2024

Great service from Paypal , always good to use it to...

Great service from Paypal , always good to use it to pay for goods Reviewed on: 27th May 2024

In General the experience is good,

In General the experience is good, Reviewed on: 27th May 2024

opportunity for catch great deals and pay later

it is really nice option for me - i am doing bigger orders when shop has great discounts so i can spend 300-500£ for great deal order with no worryies. its great for me as i have 5cats and often i order on zooplus by PaypalCredit. its good choice for me because the cat food order will cover a 3-4 months, i will pay for it better price as i have discount and in the same time i can pay for it in a few smaller amounts - thank you PayPal! Reviewed on: 27th May 2024

Only good things I can say about pay pal credit .

Only good things I can say about pay pal credit . It’s so easy to manage my accounts Reviewed on: 27th May 2024

I have been using PayPal for a number of years I fin...

I have been using PayPal for a number of years I find it easy to use and very straightforward the payments are very manageable and would highly recommend Reviewed on: 27th May 2024

Highly recommend

Very good allows you to pay for things over a few months which helps a lot, I always use it as it is interest free and feels like you get your items for free as you only have to pay it back a little each month Reviewed on: 27th May 2024

Super Service

Always fantastic service and reliable- i recommend to everyone because its safe and efficient Reviewed on: 27th May 2024

great rates for large and small payments

I've used paypal credit for large and small payments knowing ill be protected when shopping and purchasing Reviewed on: 27th May 2024

great service!!

Great service, I particularly like the interest free period that you get so larger purchases. Very easy to use and the app is customer friendly. The credit limit of £2500 is plenty for most purchases that I would use a credit card for. Reviewed on: 27th May 2024

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