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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,060 reviews, last reviewed 12th Jun 2026
3967450% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service and peace of mind! PayPal has always had excellent customer service, never been in a situation where I’ve had any issues resolving refunds or problems with purchases. P... Read more Reviewed on: 12th June 2026
Hassan A 's avatar
Hassan A

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137060)

Customer service

5
Always there when needed available to answer queries very timely highly experienced Knowledgeable and professional staff Reviewed on: 27th May 2024
Olufemi E's avatar
Olufemi E

Very good have used it all my life will use till my...

5
Very good have used it all my life will use till my death Reviewed on: 27th May 2024
Lionel K's avatar
Lionel K

The best, very easy to use , never had any...

5
The best, very easy to use , never had any issues Reviewed on: 27th May 2024
Talib M's avatar
Talib M

Any issues i have had have been rectified.

5
Any issues i have had have been rectified. All customer service experiences have been very positive. Reviewed on: 27th May 2024
Pirateface's avatar
Pirateface

Any issues I’ve encountered have been addressed stra...

5
Any issues I’ve encountered have been addressed straight away professionally and quickly Reviewed on: 27th May 2024
Tom G's avatar
Tom G

Just excellent all round.

5
Just excellent all round. Any issues I've had have always been sorted and to be honest, my last issue was years ago. Never have any problems with purchase or payments, always alerting me when I need to pay and they have always offered help via email if you struggle. Plus you get bonuses for people signing up and lots of nice offers. Reviewed on: 27th May 2024
Louise B's avatar
Louise B

Always had good experience with PayPal

5
Always had good experience with PayPal Reviewed on: 27th May 2024
olajumoke a's avatar
olajumoke a

Excelente

5
Me gusta mucho las diferentes opciones de pago. Reviewed on: 27th May 2024
Lorena E's avatar
Lorena E

I have great experience so far, and great support

5
I have great experience so far, and great support Reviewed on: 27th May 2024
Joaquim 's avatar
Joaquim

Avowed PayPal credit user

5
I've used the service faithfully now for at least four years and the option of effectively absorbing unit costs into four wages (in practice) is invaluable. Reviewed on: 27th May 2024
Cameron M's avatar
Cameron M

Review PayPal: PayPal Credit now

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