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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146885 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146885)

4 months at 0%

I was offered 4 months at 0% and took up the offer to pay in instalments Reviewed on: 11th June 2026

Great provider easy to use

Great provider easy to sees great to split payments up over 3 months Reviewed on: 11th June 2026

Easy repayment process, good dispute resolution.

Easy repayment process, good dispute resolution. Having a virual card is a big plus. Reviewed on: 11th June 2026

PayPal is so easy to use.

PayPal is so easy to use. What a difference it makes to have a pay in 3 option. Reviewed on: 11th June 2026

I love PayPal credit as gives me that extra little b...

I love PayPal credit as gives me that extra little bit of time to pay it off Reviewed on: 11th June 2026

The best Credit Card provider!

Easy to access. All information is clear from the moment you sign up. Easy to contact and very supportive if there are issues! Reviewed on: 11th June 2026

Paypal always answered my querries specially if i ha...

Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026

Good help when you need it

Been using PayPal credit for over two years now and I can say it’s one of the best decisions I have made in my finances. The flexibility to pay, the interest free timeline and peace of mind it brings when shopping knowing that they help with refunds when necessary, is second to none Reviewed on: 11th June 2026

Excellent service.

Excellent service. Keep you updated on everything Reviewed on: 11th June 2026

Simply the best

Everytime I've called they answer with real human beings and always willing to go that bit extra further plus they don't rush you off the phone till your satisfied...proper out of this world fantastic service Reviewed on: 11th June 2026

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