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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,770 reviews, last reviewed 11th Jun 2026
3908450% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very safe easy and user-friendly support . The app is easy to use, very safe and quick. Their offers are better than other providers for both personal and business money matters. I would defini... Read more Reviewed on: 11th June 2026
Alejandra V's avatar
Alejandra V

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135770)

Very easy and quick to use, love the app!

5
Very easy and quick to use, love the app! Reviewed on: 23rd May 2024
marcos delatorre's avatar
marcos delatorre

Always easy to register issues, with a relatively qu...

4
Always easy to register issues, with a relatively quick response. Reviewed on: 23rd May 2024
Katrina C's avatar
Katrina C

Straight forward payment process and management of a...

5
Straight forward payment process and management of account Reviewed on: 23rd May 2024
Adrian Y's avatar
Adrian Y

I feel secure that if I have a problem with a financ...

5
I feel secure that if I have a problem with a financial transaction and or a seller PayPal will investigate quickly and efficiently. As they have done for me in the past. Reviewed on: 23rd May 2024
Tricksville-57's avatar
Tricksville-57

PayPal credit offers a great and easy way to pay for...

5
PayPal credit offers a great and easy way to pay for goods online via an online finance model. Because PayPal works seamlessly on most e-commerce platforms, checkout with PayPal credit offers better options and ways to spread the cost, with either 0% 4 months or low interest rate offers. Finally, you can now link a PayPal credit account to a Curve Card, which allows for in store purchases. Spend over £100 and you’re automatically put on 4 months interest free option. An amazing way to pay and manage money, especially via the PayPal App. Reviewed on: 23rd May 2024
ClarkSpark's avatar
ClarkSpark

Helps me to easily budget my finances, no need to sh...

5
Helps me to easily budget my finances, no need to share my bank, card details Reviewed on: 23rd May 2024
Clive C's avatar
Clive C

Longer than expected payment terms!

5
Longer than expected payment terms! Reviewed on: 23rd May 2024
James G's avatar
James G

Amazing, never have any issues with the service , w...

5
Amazing, never have any issues with the service , would highly recommend the use of PayPal credit , helps to spread put bigger costs across a longer time frame with no interest for 3 months on purchases £100 and above ! Reviewed on: 23rd May 2024
Ryan M's avatar
Ryan M

Easy payment system. Flexible options.

5
Very easy system to use and offers great flexible payments. Reviewed on: 23rd May 2024
Andrew Moore's avatar
Andrew Moore

brilliant service, exceptional way to manage your money

5
brilliant service, exceptional way to manage your money Reviewed on: 23rd May 2024
Mark D's avatar
Mark D

Review PayPal: PayPal Credit now

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