Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 135,666 reviews, last reviewed 11th Jun 2026
3903650% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always solved any issues quickly and efficiently. Always solved any issues quickly and efficiently. App is easy to use. Reviewed on: 11th June 2026
Sheena M's avatar
Sheena M

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135666)

Easy to use.

5
Easy to use. Quick login and great customer service If ever needed to contact Reviewed on: 23rd May 2024

Always clear with payments and the app is actually u...

5
Always clear with payments and the app is actually useful Reviewed on: 23rd May 2024

Easy to access and competitive interest rate

5
Easy to access and competitive interest rate Reviewed on: 23rd May 2024

Paypal has been OK.

3
Paypal has been OK. Just wish you could pay off each transaction separately Reviewed on: 23rd May 2024

Samsung.

5
PayPal credit worked great for me when buying a new phone from Samsung. 0% credit brilliant Reviewed on: 23rd May 2024

Very easy to use, 4 months interest free is useful f...

5
Very easy to use, 4 months interest free is useful for large purchases Reviewed on: 23rd May 2024

Using PayPal Credit is great for me!

5
Using PayPal Credit to pay for items I which I can’t afford to pay in one payment is great for me! I can pay a monthly amount or I can pay any amount I like at any time, as long as it’s paid overall before the given date. Reviewed on: 23rd May 2024

Good value

5
Nothing but good things to say, good value, easy to use. Reviewed on: 23rd May 2024

PayPal the only way to pay

5
PayPal is my preferred way to pay and is completley safe! Reviewed on: 23rd May 2024

Convenient and safe!

5
Convenient and straightforward! Safest and most reliable source for paying my bills and make quicker payments Reviewed on: 23rd May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review