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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,561 reviews, last reviewed 11th Jun 2026
3898800% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feedback Some times I think I the app could be more clear. Reviewed on: 11th June 2026
M F's avatar
M F

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135561)

Helpful in any way

5
Like other credits are handy if you know how to use them.the 3 way payment it's a good way and the credit as well.a bit too much the fees but better then other places. Having an account with PayPal was one of my best ideas. Reviewed on: 23rd May 2024
VladTopoleanu 's avatar
VladTopoleanu

Great value

5
Easy to use. The 4 months interest-free is great in case you need to spread the payments across a few months. Reviewed on: 23rd May 2024
Manuel G's avatar
Manuel G

Have been using PayPal for my transactions for years...

5
Have been using PayPal for my transactions for years now my experience is excellent Reviewed on: 23rd May 2024
Mercy A's avatar
Mercy A

Very flexible with several payment options.

5
Very simple to understand, several payment options available and now able to use it with a physical card! Fantastic! Great customer service too. Reviewed on: 23rd May 2024
Eyram S's avatar
Eyram S

My problems have always been solved without any pres...

5
My problems have always been solved without any pressure and they have done a good job Reviewed on: 23rd May 2024
Margaret H's avatar
Margaret H

Always excellent service instant credit and always k...

5
Always excellent service instant credit and always keep u notified of any offers.email when payement due very clear about what on offer Reviewed on: 23rd May 2024
Susan b's avatar
Susan b

Great service always there to help you out

5
Great service always there to help you out Reviewed on: 23rd May 2024
Michael 's avatar
Michael

4 months 0% perfect

5
The 4 months interest free I use regularly and helps with day to day purchases Reviewed on: 23rd May 2024
Stuart F's avatar
Stuart F

Easy to use , hassel free and stress free

5
Easy to use , hassel free and stress free Reviewed on: 23rd May 2024
Callum j's avatar
Callum j

I've been using PayPal for 20 years and never had a...

5
I've been using PayPal for 20 years and never had a problem. Reviewed on: 23rd May 2024
Mikki L's avatar
Mikki L

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