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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135416 reviews)

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4.73

Based on 135,416 reviews, last reviewed 11th Jun 2026

3892250% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So handy and easy to use! I love using PayPal, it's so handy and allows me to spread purchases over 3 months. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135416)

I happy with the way am able to manage my debit card...

I happy with the way am able to manage my debit cards and credit card, l was given enough time to pay up my credit without stress and manageable payment Reviewed on: 22nd May 2024

Never had any issues.

Never had any issues. Simple to use and helpful customer service. Reviewed on: 22nd May 2024

Great experience

Never had an issue use them to pay for everything I order online would like it if Amazon could use paypal Reviewed on: 22nd May 2024

I find it simplifies online transactions.

I find it simplifies online transactions. Any information I've needed is easily found Reviewed on: 22nd May 2024

Great safe way of paying , and PayPal credit is exce...

Great safe way of paying , and PayPal credit is excellent at spreading out purchases over 4 months interest free Reviewed on: 22nd May 2024

PayPal credit - 10/10

I have used PayPal credit for a while and love that fact you can get 4 months interest free Reviewed on: 22nd May 2024

Very simple and clear to use and see what's been...

Very simple and clear to use and see what's been spent Reviewed on: 22nd May 2024

easy to set up

easy to set up and nice that it’s 0% for a couple months Reviewed on: 22nd May 2024

Easy to use and good value for money, available in a...

Easy to use and good value for money, available in a number of places Reviewed on: 22nd May 2024

Whole process is easy.

Whole process is easy. Applying and managing overview of how it works and how to pay back Reviewed on: 22nd May 2024

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