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PayPal: PayPal Credit reviews

4.74
Based on 134,810 reviews, last reviewed 11th Jun 2026
3864900% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it ..just don't it Love it ..very flexible ..convenient and so easy of use.. Reviewed on: 11th June 2026
Eddie's avatar
Eddie

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134810)

Direct debit difficult to set up

4
Direct debit difficult to set up Reviewed on: 21st May 2024

Brilliant

5
Very easy to use and to see all in one place Reviewed on: 21st May 2024

Reliable transactional platform.

5
PayPal have been able to resolved all issues at market places urgently and with great discretion. It provides a flexible way for me to make my payments. It is reliable and safe. Reviewed on: 21st May 2024

paypal helps me stay on ttop of my expences, split b...

5
paypal helps me stay on ttop of my expences, split big bills, makes it easier Reviewed on: 21st May 2024

Buy my mobile phone and paid many months later.

5
Buy my mobile phone and paid many months later. Reviewed on: 21st May 2024

A trusted way to buy products

5
I have it a trusted way to buy products through the internet, whilst providing good options on payment options. It’s my go to method over a credit card. Reviewed on: 21st May 2024

Very good service

5
I have used PayPal credit for a while now and find it really handy when i want to spread out the cost of something. It is really easy to use and keep track of payments. Reviewed on: 21st May 2024

Easy job

5
Easy to set up payment, often use the 3 or 4 month interest free purchase which super helpful. Same as transfer money it’s simple and easy Reviewed on: 21st May 2024

It's good but, you charged too much on credit card .

4
It's good but, you charged too much on credit card . Reviewed on: 21st May 2024

Great help and efficient service.

5
Great help and efficient service. Never had any problems, would recommend it to anyone. Reviewed on: 21st May 2024

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Help others make smarter decisions by sharing your own experience. Write a review