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PayPal: PayPal Credit reviews

4.74
Based on 134,234 reviews, last reviewed 11th Jun 2026
3838400% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading the cost! If you are good with keeping on top of making payments on time, Paypal Credit is incredibly useful for paying for essential goods which cannot wait, i... Read more Reviewed on: 11th June 2026
H N's avatar
H N

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134234)

Easy to set up with no issues, like the easy...

5
Easy to set up with no issues, like the easy of use Reviewed on: 20th May 2024

Never had a problem with paypal, a great service tha...

5
Never had a problem with paypal, a great service that allows me to spend without worrying about interest fees Reviewed on: 20th May 2024

It’s all about the journey

5
Easy service, easy provider, easy customer journey. Excellent all-round. Reviewed on: 20th May 2024

Never been let down by PayPal.

5
Never been let down by PayPal. Sending money, receiving money is just easy. PayPal credit is a great option to split your payments. Reviewed on: 20th May 2024

used PayPal credit on numerous occasions, the...

5
I have used PayPal credit on numerous occasions, the process is simple and effective, Reviewed on: 20th May 2024

Great to allow monthly payments.

5
Great to allow monthly payments. Gives you great options and freedom of payments. Reviewed on: 20th May 2024

Quick and easy to use, can be used with any...

5
Quick and easy to use, can be used with any purchase Reviewed on: 20th May 2024

A simple way to pay

4
PayPal is a user friendly and simplistic app. East to navigate and use Reviewed on: 20th May 2024

It’s been good.

5
It’s been good. Interest is a bit high. But use it Reviewed on: 20th May 2024

I’ve had no problems with them at all!

5
I’ve had no problems with them at all! They’ve been great Reviewed on: 20th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review